Retiring in Todos Santos, Mexico: Cost of Living & Real Estate 2026

Retiring in Todos Santos: Everything You Need to Know

Thousands of American and Canadian retirees have discovered what makes Todos Santos, Baja California Sur, one of Mexico’s best retirement destinations. Year-round sunshine, affordable healthcare, a welcoming expat community, and real estate prices that let your retirement savings go further.

Cost of Living in Todos Santos

Retirees in Todos Santos typically spend 30–50% less than they would in comparable US or Canadian locations. Here’s a rough monthly budget for a couple:

Expense	Monthly Estimate (USD)
Housing (rent or mortgage)	$800 – $2,500
Groceries & dining	$400 – $800
Healthcare & insurance	$100 – $400
Utilities (electric, water, internet)	$100 – $250
Transportation	$100 – $300
Entertainment & activities	$200 – $500
Total	$1,700 – $4,750

Healthcare in Todos Santos

Mexico offers high-quality healthcare at a fraction of US costs. Many doctors in Todos Santos are US-trained and speak English. Options include:

• IMSS (public healthcare): Available to residents for ~$500/year per person
• Private insurance: Comprehensive plans from $1,200–$4,000/year
• Out-of-pocket: A doctor visit costs $30–$50 USD, dental cleanings $40–$80

Visa & Residency Requirements

Mexico offers two main visa types for retirees:

• Temporary Resident Visa (1–4 years): Requires proof of monthly income of ~$2,800 USD or savings of ~$46,000 USD
• Permanent Resident Visa: After 4 years as temporary resident, or with proof of ~$4,600 USD monthly income

Both allow you to own property (via fideicomiso), open bank accounts, and access healthcare.

Real Estate Options for Retirees

Houses: 23 available from $245K. View listings →

Condos: 15 available from $180K. View listings →

Land: 56 available from $28K. View listings →

Commercial: 8 available from $200K. View listings →

The Expat Community

Todos Santos attracts a creative, eclectic expat community. Artists, writers, and free spirits gather at gallery openings, farm-to-table dinners, and community events. The pueblo mágico charm creates a sense of belonging that’s hard to find elsewhere.

Start Your Todos Santos Retirement Journey

With years of experience serving international retirees in Baja California Sur, Baja Sur Realtors understands the unique needs of retirement buyers — from low-maintenance oceanview condos to homes in exclusive gated communities.

• Search all 102 properties →
• Phone: +52 1 612 288 9722
• WhatsApp: +52 1 624 622 3489

Data from Los Cabos MLS, updated March 2026.

More About Todos Santos Real Estate

• Todos Santos Market Report
• Todos Santos Price Guide
• Buying Property in Todos Santos
• Luxury Properties in Todos Santos
• Understanding the Fideicomiso: How Foreigners Buy in Mexico
• Where to Buy in Baja California Sur — Location Comparison